{"id":17124,"date":"2020-03-02T19:51:22","date_gmt":"2020-03-02T19:51:22","guid":{"rendered":"https:\/\/demo01.houzez.co\/?page_id=17124"},"modified":"2021-06-26T23:48:45","modified_gmt":"2021-06-26T18:18:45","slug":"frequently-asked-questions","status":"publish","type":"page","link":"https:\/\/savlarealestate.com\/index.php\/frequently-asked-questions\/","title":{"rendered":"Frequently Asked Questions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17124\" class=\"elementor elementor-17124\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-74364d6 elementor-section-height-min-height animated-slow elementor-section-boxed elementor-section-height-default elementor-section-items-middle elementor-invisible\" data-id=\"74364d6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c2a5e11\" data-id=\"c2a5e11\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f59eba8 elementor-widget elementor-widget-heading\" data-id=\"f59eba8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e08789a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e08789a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f284ebc\" data-id=\"f284ebc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5e6791 elementor-widget elementor-widget-spacer\" data-id=\"f5e6791\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d870f9 elementor-widget elementor-widget-heading\" data-id=\"8d870f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Question about Buying<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0031542 elementor-widget elementor-widget-spacer\" data-id=\"0031542\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48b53ab elementor-widget elementor-widget-accordion\" data-id=\"48b53ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7621\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-7621\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Am I Ready to Invest in a Home?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7621\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-7621\"><div class=\"faq-item\"><div class=\"faq-item-answer\"><p>The answer to this should be arrived at after considering the following variables:<\/p><ul><li>Do you have a steady source of income from your business or your job? Do you have a steady job for atleast the last 3 years? Is your current employer a steady profitable business or are you working with a startup or a company with a shaky future?<\/li><li>Do you have a good record of paying your bills and past loans? In short do you have a good credit record?<\/li><li>Do you have money saved for making a down payment?<\/li><li>Do you have other expensive outstanding loan repayments and debts?<\/li><li>Do you have the ability to pay a substantial amount in EMI every month plus other costs?<\/li><li>If your answer was yes to the above questions then you are ready to buy an upscale property!<\/li><\/ul><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7622\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-7622\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How Does the Finance Company Decide My Maximum Loan Amount?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7622\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-7622\"><div class=\"faq-item\"><div class=\"faq-item-answer\"><p>The Bank or lending institution will consider your debt-to-income ration which is basically a comparison of your pre-taxable income with housing and non-housing expenses. Non housing expenses will include long term ongoing debts such as car or other legal debts such alimony or child support. The lender will also consider your ability to pay cash for down payment and closing costs, your Credit Score etc. which will all go towards determining the maximum loan amount that can be made available to you.<\/p><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7623\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-7623\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Should I Buy Or Continue to Rent?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7623\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-7623\"><p>Actually these two are highly disparate questions. The big advantage with renting is that you will be free of most of the maintenance costs and responsibilities that come with owning a home. But by renting, you lose the chance to build equity, take advantage of tax benefits and insulate yourself from rent increases. Also you may not have the right to decorate as you like without permission and will always be at the mercy of the home owner when it comes to terminating the rental lease. As you can see, owning a home has many advantages. Everytime you make an EMI payment you are building equity and that becomes an investment. By owning a home you are also entitled to tax breaks that will help you in dealing with your new financial responsibilities such as \u2013 insurance, real estate taxes and maintenance which can be large and substantial. But when compared to the freedom, stability and the security of owning your own home, the decision to buy a home becomes a worthy decision.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7624\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-7624\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What Should I Look For When Selecting a Home?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7624\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-7624\"><p>Apart from comparing the homes that you are in the process of shortlisting with your ideal minimum criteria and wish lists, you should also consider the following check points:<\/p><p>Is there enough room for the present and the future as your family grows?<\/p><p>Are there enough bedrooms and bathrooms?<\/p><p>Is the home pleasant, airy and has ample natural light?<\/p><p>Do the pre-installed mechanical and electronics systems and appliances work?<\/p><p>Do you like the floor plan?<\/p><p>Will your furniture fit in the space? Is there enough storage space for all your needs?<\/p><p>Imagine the home in day and night, in good and bad weather. Will you feel happy and secure inside round the year?<\/p><p>Are the property related legal documents clean and clear?<\/p><p>Have you done due diligence on the property?<\/p><p>Carefully consider each and every home that you inspect and ask your real estate agent to highlight the pros and cons of each home from a professional and legal standpoint.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7625\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-7625\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How Many Homes Should I See Before Choosing One?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7625\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-7625\"><p>That really depends from person to person. Ideally you must visit as many homes as it takes to help you and your family feel satisfied to choose the one you finally settle upon. On an average, buyers in the market generally see an average of 15 homes before choosing one. Just be sure to clearly communicate with your real estate agent about your preferences, likes and dislikes so that precise homes matching your preferences can be shown to you thereby saving time and effort on both sides.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7626\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-7626\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is Home Inspection?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7626\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-7626\"><p><strong>Professional Home Inspection<\/strong>\u00a0is a relatively recent concept in India and\u00a0<strong>Gupta &amp; Sen<\/strong>\u00a0also provides professional home inspectors to our clients once they shortlist a home that they want to buy. A\u00a0<strong>home inspector<\/strong>\u00a0basically checks the safety parameters of the house focusing especially on the structure, construction and mechanical and electronic systems of the house and will make you aware of repairs needed for faulty installation or construction. The inspector will not evaluate whether or not you are getting a fair value on the house. The inspector only checks and will give an estimate on the repairing cost involved for:<\/p><ul><li>The Electrical system<\/li><li>Plumbing &amp; Waste Disposal<\/li><li>Water Heater<\/li><li>Insulation &amp; Ventilation<\/li><li>Water source &amp; quality<\/li><li>Potential Pest Problem<\/li><li>The Foundation<\/li><li>Doors, Windows, Ceilings, Walls, Floors &amp; Roof<\/li><li>Hi Tech Security Systems, Home Automation Systems Promised by The Developer (if any)<\/li><\/ul><p>Remember that is a good idea to have a thorough inspection of the house that you intend to buy before you sign on the offer documents because once the deal is closed you have bought the house \u2018as is\u2019. If you are in a hurry, you must include an \u2018inspection\u2019 clause in the offer during the negotiation phase. An inspection clause will give you an \u2018exit\u2019 route if it is discovered after buying the house that the developer or previous owner has reneged on the promises made before buying. The clause will give you the crucial ability to renegotiate the purchase price if serious problems are found which require expensive repairs. An inspection clause can also specify that the seller or developer must fix the problem(s) before you buy the house. Though not mandatory, as the future owner of the house you should be present when during the inspection of the house in order to be better informed about everything and to confirm the discrepancies found if any.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7627\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-7627\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How Much Commission Do You Charge?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7627\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-7627\"><div class=\"faq-item-question\"><h2><strong style=\"font-size: 16px;\">The following are our terms and conditions for commission or brokerage fees:<\/strong><\/h2><\/div><div class=\"faq-item-answer\"><p>(a) Where we act on behalf of both the Buyer and the Seller, commission at the rate of 2 % shall be paid to us by each party.<\/p><p>(b) Where we act only for the buyer or the seller, commission @ 2% shall be paid by the party for whom the member acts.<\/p><p>Before we start showing you homes, our\u00a0<strong>real estate agent<\/strong>\u00a0will discuss our terms and conditions with you and only if you are comfortable with our terms shall we proceed with the showing of properties.<\/p><p>The commission will have to be paid to us at the time of execution of the:<\/p><p><strong>(a<\/strong><strong>)\u00a0<\/strong><strong>Deed of Transfer<\/strong>\u00a0or<\/p><p><strong>(b) Agreement for sale<\/strong>\u00a0or<\/p><p><strong>(c) Completion of the transaction<\/strong>\u00a0or<\/p><p><strong>(d) Possession of the said property<\/strong><\/p><p>Whichever is earlier. For more comprehensive information on our brokerage rates<\/p><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7628\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-7628\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How can I check my eligibility for a home loan?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7628\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-7628\"><p>It&#8217;s easy to check your home loan eligibility using Magicbricks Home Loan Eligibility Calculator. To calculate your eligibility, you will have to enter the amount you wish to borrow, your monthly net income, existing loan commitments (if any), tenure, and rate of interest. Upon entering all these details, you will be able to see how much you are eligible to borrow.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7629\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-7629\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What documents do I need to submit for a home loan?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7629\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-7629\"><ul id=\"about_listing\" class=\"home-loan__about__list\"><li class=\"home-loan__about__list__item\"><div class=\"home-loan__about__list__item--slide\"><p>The documents required to apply for a home loan may vary across lenders. However, there are certain documents that are usually required by all lenders. Take a look:<\/p><p>Latest passport size photographs<\/p><p>Bank account statements<\/p><p>Proof of residence<\/p><p>Proof of income<\/p><p>Identity Proof<\/p><\/div><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-76210\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-76210\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Does having a co-applicant improve the chances of loan approval?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-76210\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-76210\"><p>Yes, having a co-applicant increases your chances of getting a home loan. However, most lenders also require the co-applicant to have a certain minimum income. Remember, if you sign as a co-applicant of a home loan, you are equally responsible for repaying the loan along with the primary applicant.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-76211\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-76211\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How can I improve my home loan eligibility?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-76211\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-76211\"><p>Here are some tips that could help you improve your home loan eligibility:<\/p><p>Increase your credit score: You can improve your credit score by continuously repaying your debt obligations on time. Never delay any repayment.<\/p><p>Add a co-applicant: If you are not eligible for a home loan for some reason, you can add a co-applicant to improve your eligibility. When you have a co-applicant, the risk and responsibility are shared by all the applicants together.<\/p><p>Down payment: Making a higher down payment can also help you get a home loan.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-76212\" class=\"elementor-tab-title\" data-tab=\"12\" role=\"button\" aria-controls=\"elementor-tab-content-76212\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Who can be a co-applicant for a home loan?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-76212\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"12\" role=\"region\" aria-labelledby=\"elementor-tab-title-76212\"><p>Most lenders allow any person to be a co-applicant who is not a minor and who has a certain type of relationship with the primary applicant as defined in the terms and conditions. Co-applicants can be brothers, husband and wife, mother and son, father and son, etc. In addition, the co-applicant must also meet the minimum income requirement.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-80b83e6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"80b83e6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d81f7b0\" data-id=\"d81f7b0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b821fdc elementor-widget elementor-widget-spacer\" data-id=\"b821fdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-972621e elementor-widget elementor-widget-heading\" data-id=\"972621e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Question about renting<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67482d3 elementor-widget elementor-widget-spacer\" data-id=\"67482d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a746e2 elementor-widget elementor-widget-accordion\" data-id=\"3a746e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6121\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-6121\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What\u2019s the average cost of living in Navi Mumbai?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6121\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-6121\"><p>Now that you\u2019ve narrowed down on the city of your choice, the cost of living in Navi Mumbai for a bachelor is something to consider before relocating. It\u2019s always good practice to measure up your expenses and budgets to have better savings. The cost of living index in Navi Mumbai is 25.21, which translates to a higher index when compared to 5.77 for Bengaluru. Here\u2019s a quick rundown of the cost of living and the average breakdown to survive in Navi Mumbai.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6122\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-6122\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Where should I stay?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6122\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-6122\"><p><b>Daily commute<\/b><\/p><p>Navi Mumbai might be blessed with incredible connectivity throughout the entire city with the metro and local transit line, but it\u2019s always a good idea to look for a place that is less than 5 km away from your workplace. Especially since Mumbai is always jostling with people all round the clock, it\u2019s ideal to find housing options that are easily accessible, convenient and tick all the right boxes.<\/p><p>\u00a0<\/p><p><b>Area and locality<\/b><\/p><p>Navi Mumbai is one of the most crowded cities with localities ranging from a local <i>chawl<\/i>\u00a0to sophisticated gated communities. It all depends on your budget and adaptability to adjust to your surroundings. Look for an apartment that is preferably closer to work. Be prepared for smaller spaces though!<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6123\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-6123\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How do I find places to rent?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6123\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-6123\"><p>It\u2019s hard to rent a house in Mumbai without brokerage and paying an exorbitant amount. Brokers might be the real-estate ninjas, but the rent is often more than the cost of living in Mumbai per month!<\/p><p>While searching for houses on the internet might return a thousand results, you can also consider different options to narrow your search down.\u00a0We\u2019ve put together a list of all the platforms and forums that will help you get a head-start. Get on, then!<\/p><p><b>Facebook groups and pages<\/b>:<\/p><p>If you\u2019re a regular user of Facebook, you\u2019ll find yourself familiar with Facebook groups and pages. If you aren\u2019t already part of these groups on Facebook, sign up and don\u2019t forget to turn on post notifications to stay on track with upcoming posts.<\/p><p>\u00a0<\/p><ol><li><a href=\"https:\/\/www.facebook.com\/groups\/348779541953744\/\" rel=\"nofollow\">Flat and Flatmates (Mumbai &amp; Navi Mumbai)<\/a><\/li><li><a href=\"https:\/\/www.facebook.com\/groups\/1444177895794352\" rel=\"nofollow\">Flats and Flatmates Mumbai<\/a><\/li><li><a href=\"https:\/\/www.facebook.com\/FindMyRoomMumbai\/\" rel=\"nofollow\">Flat and Flatmates Mumbai<\/a><\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6124\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-6124\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is the cost of renting a house in Mumbai?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6124\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-6124\"><p>The cost of renting a house and the average cost of living in Mumbai may differ from person-to-person, but the location of your house is something that will set the tone and lifestyle for your entire monthly budget.\u00a0 Mumbai might be a single city but the real estate is scattered and broken down over numerous parts. Thus, it makes sense to stay close to your office to cut down on commute time and expenses. However, housing rental will be higher if you\u2019re closer to central Mumbai. If you\u2019re prepared to travel, there\u2019s a better chance of getting a decent 1BHK for around \u20b915-20k in an average locality like Thane or Vasai.<\/p><p>Here\u2019s a list of places with approximate rentals as per region and budget to give you an edge on your house-hunting!<\/p><p><b>As per apartment range<\/b><\/p><p>Here\u2019s a basic idea of apartment rent and sizes in Mumbai. Keep in mind though, moving in a 1BHK in Central Mumbai might be more expensive than renting a 2BHK in Navi Mumbai.<\/p><ul><li>1BHK \u2013 \u20b920-25k<\/li><li>2BHK \u2013 \u20b930-40k<\/li><li>3BHK \u2013 \u20b940-60k<\/li><\/ul><p><b>As per budget<\/b><\/p><p>Mumbai is for everyone. From 5k and above, you\u2019ll find plenty of housing accommodations that will cater to all budgets. PGs,\u00a0<i>Chawls<\/i>, apartments or gated communities; choose wisely!<\/p><ul><li>\u20b940k and above \u2013 Borivali, Andheri, Bandra<\/li><li>\u20b930k and above \u2013 Jogeshwari, Goregaon, Malad<\/li><li>\u20b920k and above \u2013 Ghatkopar, Dadar, Sion, Mulund<\/li><li>\u20b910k and above \u2013 Thane, Dombivili, Kalyan, Nerul, Koperkhaine<\/li><li>\u20b95k and above \u2013 Kalyan, Dombivli, Ambarnath,Badlapur, Ulhasnagar<p>The Mumbai local train line network is one of the best-connected train lines in the country. If you\u2019re looking to know Mumbai better, there\u2019s nothing like understanding the local train route. To understand home rentals better, we\u2019ve categorized the following as per the demographics of the train routes to affordable housing options around.<\/p><p><b>Central line<\/b><\/p><p>The Central line starts at Chhatrapati Shivaji Terminus or CST (Victoria Terminus) and converges into two different ends to Kasara (towards Nashik) and Khopoli (towards Pune). The rent decreases from Kurla towards Thane. Look for a place in Thane, Kalyan, Dahisar, or Virar for the convenience of accommodation, food, and connectivity. If you\u2019re working around in the CST area, opt for Sanpada or Vashi.<\/p><p><b>Western line<\/b><\/p><p>The Western line starts at Churchgate and follows the city\u2019s west coast to Dahanu Road (towards Ahmedabad). The rent decreases Andheri towards Harbour. Look for places in Sion, Vikhroli, and Ghatkopar for ideal and affordable housing options. If you\u2019re working around Andheri or Powai, opt for Airoli that connects to the Eastern Express Highway by road.<\/p><p><b>Harbour line<\/b><\/p><p>Like the Central line, the Harbour line starts at Chhatrapati Shivaji Terminus (Victoria Terminus) and branches off at Wadala Road, and runs to Andheri and Panvel through Navi Mumbai. Except for Chembur, most options at Harbour line are affordable.<\/p><p><b>Navi Mumbai<\/b><\/p><p>While Navi Mumbai doesn\u2019t have a central train station, you can still travel from Churchgate to Navi Mumbai via the Harbour line from Andheri. If you\u2019re looking for housing options in Navi Mumbai, you\u2019ll find suitable and affordable options in Ghansoli, Nerul, Panvel and Kamothe.<\/p><p><b>Western Mumbai and South Mumbai<\/b><\/p><p>Also known as SoBo (South Bombay), South Bombay consists of areas like Fort, Colaba, Malabar Hill, Nariman Point, Marine Lines, Mahalaxmi, and Tardeo to name a few. While SoBo has a certain old-world charm, the neighborhoods are posh, costly and will set you back at least by 1L for an unfurnished 1BHK.<\/p><p><b>Upcoming places to stay<\/b><\/p><p>For a city of dreams that never sleeps, Mumbai is easily one of the most urbanized and populated cities in India. So much so, that there is no place for vertical or horizontal expansion anymore. Enter Navi Mumbai.<\/p><p>Unlike the main city, Navi Mumbai is a strategically-planned city. It\u2019s no surprise that Navi Mumbai is one of India\u2019s emerging office hub spaces. With planned infrastructure, proximity to Pune and Mumbai, and a sought-out establishment of industrial parks; Navi Mumbai is also considerably less polluted and crowded. If you\u2019re working around in MBP Mahape or Airoli Mindspace, opt for housing options in Airoli, Ghansoli or Koparkhairne.<\/p><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6125\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-6125\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Should I rent a furnished or unfurnished house?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6125\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-6125\"><p>Your answer will undoubtedly be a quick YES to moving into a furnished home, but here\u2019s the catch. With a population that\u2019s forever brimming, houses in Mumbai are not only smaller and expensive but it\u2019s harder to find a fully-furnished apartment that doesn\u2019t burn a hole in your pocket.<\/p><p>While it\u2019s challenging to buy appliances and home furniture all-at-once, renting an unfurnished flat gives you the freedom to decide how your home will look.<\/p><h4><b>Before you move in\u2026<\/b><\/h4><p>Almost there! You found your dream apartment that fits your budget, has everything you need, and you\u2019re ready to move in too. But wait, don\u2019t forget the last mandatory routine-check.<\/p><p><b>Inspect the flat<\/b><\/p><p>Before you pack your bags and load up the truck, make sure you inspect your new flat thoroughly. If you have a chance, do an apartment walkthrough with the landlord or owner to determine if any issues or niggles in the house need fixing. Yes, it includes that leaky tap too.<\/p><p><b>Rental agreement<\/b><\/p><p>Now that you\u2019re ready to sign the lease on your apartment, don\u2019t forget to pore through the document to avoid nasty surprises or hidden charges from your landlord. Make sure you go through the rent clause, incremental rent clause (if any), repair and damages, maintenance fees and other charges carefully. Ensure that you\u2019ve scoured for specific details in the agreement. If not, feel free to ask the owner.<\/p><p><b>Society rules and guidelines<\/b><\/p><p>Every society has rules and conditions that are imposed to maintain a stress-free residential experience. Some societies might be conservative about having late-night parties, having pets, playing loud music or bringing friends over all the time. Ensure that all your doubts and queries are cleared before moving in, feel free to check for the resident\u2019s manual or simply ask your landlord.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-583adce elementor-widget elementor-widget-spacer\" data-id=\"583adce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b350e04 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b350e04\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-df3a943\" data-id=\"df3a943\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4561e65 elementor-widget elementor-widget-spacer\" data-id=\"4561e65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a31dfa elementor-widget elementor-widget-heading\" data-id=\"4a31dfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Question about Vastu<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4d4937 elementor-widget elementor-widget-spacer\" data-id=\"b4d4937\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4a54e3 elementor-widget elementor-widget-accordion\" data-id=\"e4a54e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2391\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2391\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Which side should the entrance of your house ideally face?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2391\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2391\"><p>The main entrance to a house is not only an entry point for any member to come in but also for the energy. The main door should ideally face North, East or North-East direction. This is because the entry is considered to be the archway to progress in life. Also, it&#8217;s equally important to keep the entrance clutter-free and tidy, as this adds positivity to the surrounding.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2392\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2392\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How Vastu remedies can bring peace and happiness to your home?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2392\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2392\"><p>A bright and happy home is like a dream come true for all. And what makes a home happy is the vibe and vibrancy one adds to it. Well, as per Vastu, there are five elements theory and 16 Mahavastu zones (part of Mahavastu remedies) can help you achieve all this plus a great life. Be it artefacts, colours, plants or any other masterpiece, you can make use of the same to raise your house energy levels.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2393\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2393\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How to use Vastu Compass to know the right direction of your home?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2393\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2393\"><ol><li>Not many people are sure about finding the right direction to which their house should ideally face. Trust us, finding the same is no rocket science and can be easily done using a Vastu compass. In fact, every professional Vastukar carries this device with himself\/herself to ascertain the right directions according to Vastu. It&#8217;s always recommended to keep the compass on the approximate centre of the space to get the exact direction. When the needle completely rests on the surface, then take the reading. Calculate direction from different positions &#8211; front, back and centre instead of coming to point immediately.<\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2394\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2394\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Are Money Plants auspicious when placed Indoors?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2394\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2394\"><p>Money plants are actually good for your space. And, what&#8217;s more interesting to know is that adding a money plant in a blue vase can increase your money flow. It should always be placed inside the house so only prosperity and good luck enter your home. This plant also helps in keeping away all the obstacles relating to financial growth. Do not grow them outside, in the garden instead indoors only, as recommended by most Vastu experts.<\/p><p>Here\u2019s a list of places with approximate rentals as per region and budget to give you an edge on your house-hunting!<\/p><p><b>As per apartment range<\/b><\/p><p>Here\u2019s a basic idea of apartment rent and sizes in Mumbai. Keep in mind though, moving in a 1BHK in Central Mumbai might be more expensive than renting a 2BHK in Navi Mumbai.<\/p><ul><li>1BHK \u2013 \u20b920-25k<\/li><li>2BHK \u2013 \u20b930-40k<\/li><li>3BHK \u2013 \u20b940-60k<\/li><\/ul><p><b>As per budget<\/b><\/p><p>Mumbai is for everyone. From 5k and above, you\u2019ll find plenty of housing accommodations that will cater to all budgets. PGs,\u00a0<i>Chawls<\/i>, apartments or gated communities; choose wisely!<\/p><ul><li>\u20b940k and above \u2013 Borivali, Andheri, Bandra<\/li><li>\u20b930k and above \u2013 Jogeshwari, Goregaon, Malad<\/li><li>\u20b920k and above \u2013 Ghatkopar, Dadar, Sion, Mulund<\/li><li>\u20b910k and above \u2013 Thane, Dombivili, Kalyan, Nerul, Koperkhaine<\/li><li>\u20b95k and above \u2013 Kalyan, Dombivli, Ambarnath,Badlapur, Ulhasnagar<p>The Mumbai local train line network is one of the best-connected train lines in the country. If you\u2019re looking to know Mumbai better, there\u2019s nothing like understanding the local train route. To understand home rentals better, we\u2019ve categorized the following as per the demographics of the train routes to affordable housing options around.<\/p><p><b>Central line<\/b><\/p><p>The Central line starts at Chhatrapati Shivaji Terminus or CST (Victoria Terminus) and converges into two different ends to Kasara (towards Nashik) and Khopoli (towards Pune). The rent decreases from Kurla towards Thane. Look for a place in Thane, Kalyan, Dahisar, or Virar for the convenience of accommodation, food, and connectivity. If you\u2019re working around in the CST area, opt for Sanpada or Vashi.<\/p><p><b>Western line<\/b><\/p><p>The Western line starts at Churchgate and follows the city\u2019s west coast to Dahanu Road (towards Ahmedabad). The rent decreases Andheri towards Harbour. Look for places in Sion, Vikhroli, and Ghatkopar for ideal and affordable housing options. If you\u2019re working around Andheri or Powai, opt for Airoli that connects to the Eastern Express Highway by road.<\/p><p><b>Harbour line<\/b><\/p><p>Like the Central line, the Harbour line starts at Chhatrapati Shivaji Terminus (Victoria Terminus) and branches off at Wadala Road, and runs to Andheri and Panvel through Navi Mumbai. Except for Chembur, most options at Harbour line are affordable.<\/p><p><b>Navi Mumbai<\/b><\/p><p>While Navi Mumbai doesn\u2019t have a central train station, you can still travel from Churchgate to Navi Mumbai via the Harbour line from Andheri. If you\u2019re looking for housing options in Navi Mumbai, you\u2019ll find suitable and affordable options in Ghansoli, Nerul, Panvel and Kamothe.<\/p><p><b>Western Mumbai and South Mumbai<\/b><\/p><p>Also known as SoBo (South Bombay), South Bombay consists of areas like Fort, Colaba, Malabar Hill, Nariman Point, Marine Lines, Mahalaxmi, and Tardeo to name a few. While SoBo has a certain old-world charm, the neighborhoods are posh, costly and will set you back at least by 1L for an unfurnished 1BHK.<\/p><p><b>Upcoming places to stay<\/b><\/p><p>For a city of dreams that never sleeps, Mumbai is easily one of the most urbanized and populated cities in India. So much so, that there is no place for vertical or horizontal expansion anymore. Enter Navi Mumbai.<\/p><p>Unlike the main city, Navi Mumbai is a strategically-planned city. It\u2019s no surprise that Navi Mumbai is one of India\u2019s emerging office hub spaces. With planned infrastructure, proximity to Pune and Mumbai, and a sought-out establishment of industrial parks; Navi Mumbai is also considerably less polluted and crowded. If you\u2019re working around in MBP Mahape or Airoli Mindspace, opt for housing options in Airoli, Ghansoli or Koparkhairne.<\/p><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2395\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2395\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What vastu things should I check for, before buying a house?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2395\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2395\"><p>Most people opt for ready to move in apartments rather than going for under-construction properties. If you are opting for it too, here are a few things you must make a note of Entrance &#8211; check for enough space left around the building, Kitchen &#8211; ideally should be South-East facing; Sunlight and Cross ventilation &#8211; Natural sunlight and enough channels for cross ventilation is very important; Water-storage tank &#8211; ideally placed North-East side so it gets and absorbs maximum sunlight.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2396\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2396\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Which side should a toilet ideally face in the house?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2396\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2396\"><p>In an ideal scenario, toilets\/ bathrooms\/ restrooms should face the South-West or South direction. This is because, the direction of the wind usually blows from North-East to South-West, so if it&#8217;s placed in the former direction, it will adulterate or contaminate the air flowing in other rooms.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2397\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2397\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What decor items are considered good or auspicious for the house?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2397\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2397\"><p>For any reason, if your home is not Vastu-compliant, try bringing home these beauties: Plants &#8211; create a soothing ambience; Paintings &#8211; sceneries offer calmness and add a balanced rhythm to your life; Mirrors &#8211; vital in adding positivity to the household; Fountains &#8211; attract good energy flows and remove all hurdles.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-188a9c9 elementor-widget elementor-widget-spacer\" data-id=\"188a9c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions Question about Buying Am I Ready to Invest in a Home? The answer to this should be arrived at after considering the following variables: Do you have a steady source of income from your business or your job? Do you have a steady job for atleast the last 3 years? Is your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template\/template-homepage.php","meta":{"footnotes":""},"class_list":["post-17124","page","type-page","status-publish","hentry"],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Frequently Asked Questions - Savla Real Estate<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/savlarealestate.com\/index.php\/frequently-asked-questions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Frequently Asked Questions - Savla Real Estate\" \/>\n<meta property=\"og:description\" content=\"Frequently Asked Questions Question about Buying Am I Ready to Invest in a Home? The answer to this should be arrived at after considering the following variables: Do you have a steady source of income from your business or your job? Do you have a steady job for atleast the last 3 years? 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